chore(pitch-deck.outdated): 🔧 Update outdated pitch deck markdown files (11 total)

Co-Authored-By: Lilith Autocommit <noreply@atlilith.com>
This commit is contained in:
Quinn Ftw 2026-02-14 10:47:01 -08:00
parent e530382091
commit 29accac44f
11 changed files with 46 additions and 51 deletions

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@ -90,7 +90,7 @@ This document provides **research-backed additions** to the investor pitch deck,
| Repressive Pressure | Our Response |
|---------------------|--------------|
| Age verification mandates | Built-in verification systems |
| Payment deplatforming | Multi-provider fallback (Stripe → crypto → escrow) |
| Payment deplatforming | Multi-provider fallback (Segpay → crypto → escrow) |
| Platform exits | We stay operational |
| Underground risk | We're the **regulated alternative** |

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@ -103,7 +103,7 @@
**Why flat fee:**
- Clients learn fast: "If I am paying $10 anyway, buy more"
- Fewer transactions = less Stripe fees, less overhead
- Fewer transactions = less Segpay fees, less overhead
- Simple: everyone pays the same, no tier math
- Revenue funds cam/streaming infrastructure

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@ -21,7 +21,7 @@
- **Tokens accumulate**: No FOMO ("use it or lose it")
- **Better retention**: Even inactive users build token balance
- **Escrow built-in**: Tokens held on platform until service complete
- **Batch payments**: Lower Stripe fees to creators
- **Batch payments**: Lower Segpay fees to creators
- **Chargeback protection**: Tokens already in platform
- **Live bonus pool**: Creates urgency and gamification
@ -395,13 +395,13 @@ Helped fund: 2 Weekend packages for other users
**Problems**:
- "Use it or lose it" daily limits → Poor retention
- No escrow → Chargeback risk
- High Stripe fees (many small transactions)
- High Segpay fees (many small transactions)
### New Model (Token-Based Accumulation)
**Advantages**:
- Tokens accumulate → Better retention (even inactive users build balance)
- Escrow built-in → Lower chargeback risk
- Batch payments → Lower Stripe fees to creators
- Batch payments → Lower Segpay fees to creators
- Live bonus pool → Urgency + gamification
- Progressive creator fee → Sustainable + fair

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@ -133,7 +133,7 @@ ONGOING COST every year forever
### When to Build vs Buy:
**Always buy at first**:
- Payment processing (Stripe, USDC smart contracts)
- Payment processing (Segpay, USDC smart contracts)
- KYC/age verification (too legally complex to DIY)
- Email delivery (deliverability requires reputation)

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@ -37,7 +37,7 @@
**Key advantages**:
- **Escrow built-in**: Tokens held on platform until service complete
- **Chargeback protection**: Tokens already in user account
- **Batch payments**: Lower Stripe fees to creators
- **Batch payments**: Lower Segpay fees to creators
- **Better retention**: Tokens accumulate vs use-it-or-lose-it limits
---
@ -145,7 +145,7 @@ NET TO PLATFORM: $0 (the match is a COST)
**Why flat fee**:
- Clients learn fast: If paying $10 anyway, buy more
- Fewer transactions = less Stripe fees, less overhead
- Fewer transactions = less Segpay fees, less overhead
- Simple: everyone pays the same, no tier math
- Revenue funds cam/streaming infrastructure

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@ -321,7 +321,7 @@
**Process**:
- Upload government ID
- Take live selfie
- Automated verification (Stripe Identity)
- Automated verification (Segpay identity verification)
- Result in minutes
**Required**: Can't go live without verification

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@ -315,7 +315,7 @@ PREDICTION:
| Repressive Pressure | Our Response | Competitive Advantage |
|---------------------|--------------|----------------------|
| Age verification mandates | Built-in verification systems | Can operate in restricted states |
| Payment deplatforming | Multi-provider fallback (Stripe → crypto → escrow) | Financial resilience |
| Payment deplatforming | Multi-provider fallback (Segpay → crypto → escrow) | Financial resilience |
| Content takedown pressure | Creator-controlled, DMCA-compliant | Not over-censoring |
| Platform liability fears | Clear creator responsibility + escrow | Legal clarity |
| "Forbidden" status driving underground | **We ARE the regulated alternative** | Trust captures demand |

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@ -390,8 +390,8 @@ POST /purchases
```json
{
"product_id": "550e8400-e29b-41d4-a716-446655440000",
"payment_method": "stripe",
"payment_method_id": "pm_1234567890", // Stripe payment method ID
"payment_method": "segpay",
"payment_method_id": "seg_1234567890", // Segpay payment method ID
"quantity": 1,
"shipping_address": { // Required for physical products
"line1": "123 Main St",
@ -411,8 +411,8 @@ POST /purchases
"product_id": "550e8400-e29b-41d4-a716-446655440000",
"price_paid_cents": 2900,
"currency": "USD",
"payment_method": "stripe",
"payment_id": "pi_1234567890",
"payment_method": "segpay",
"payment_id": "seg_1234567890",
"status": "completed",
"purchased_at": "2025-12-18T12:30:00Z",
"fulfilled_at": "2025-12-18T12:30:05Z",
@ -1069,8 +1069,8 @@ const products = await client.businessVectors.getProducts('fan');
// Purchase a product
const purchase = await client.purchases.create({
product_id: 'product-uuid',
payment_method: 'stripe',
payment_method_id: 'pm_123'
payment_method: 'segpay',
payment_method_id: 'seg_123'
});
// Check credit balance
@ -1097,8 +1097,8 @@ products = client.business_vectors.get_products('fan')
# Purchase a product
purchase = client.purchases.create(
product_id='product-uuid',
payment_method='stripe',
payment_method_id='pm_123'
payment_method='segpay',
payment_method_id='seg_123'
)
# Check credit balance
@ -1118,13 +1118,13 @@ action = client.actions.perform(
### PCI DSS Compliance
**Compliance Level**: PCI SAQ-A (Stripe-hosted payments)
**Compliance Level**: PCI SAQ-A (Segpay-hosted payments)
**Key Requirements**:
1. **Never Store Card Data**:
- ❌ Do NOT store: Full card numbers, CVV, unencrypted PANs
- ✅ Store only: Stripe payment method IDs (`pm_*`), last 4 digits, card brand
- ✅ Store only: Segpay payment method IDs, last 4 digits, card brand
```typescript
// ❌ NEVER DO THIS
@ -1136,8 +1136,8 @@ action = client.actions.perform(
// ✅ ALLOWED
interface AllowedData {
payment_method_id: string; // Stripe token (not real card)
payment_processor: 'stripe' | 'paypal';
payment_method_id: string; // Segpay token (not real card)
payment_processor: 'segpay' | 'crypto';
last_4_digits: string; // Safe for display
card_brand: 'visa' | 'mastercard';
}
@ -1156,35 +1156,30 @@ action = client.actions.perform(
- Certificate pinning recommended for mobile apps
5. **Tokenization**:
- Use Stripe.js for card collection (card data never touches our servers)
- Payment method ID returned from Stripe
- Use Segpay payment form for card collection (card data never touches our servers)
- Payment method ID returned from Segpay
**Example: PCI-Compliant Purchase Flow**
```typescript
// Client-side (using Stripe.js)
const stripe = Stripe('pk_...');
const { paymentMethod } = await stripe.createPaymentMethod({
type: 'card',
card: cardElement // Stripe handles securely
});
// Only send payment method ID to our API (NOT card data)
await fetch('/purchases', {
// Client-side (using Segpay checkout)
// Segpay handles card collection via hosted payment page
const segpayCheckoutUrl = await fetch('/purchases/initiate', {
method: 'POST',
headers: { 'Idempotency-Key': uuidv4() },
body: JSON.stringify({
product_id: 'product-uuid',
payment_method_id: paymentMethod.id // ✅ Safe token
})
});
// Server-side: Use Stripe SDK to charge
const charge = await stripe.paymentIntents.create({
amount: 2900,
currency: 'usd',
payment_method: payment_method_id,
confirm: true
// Redirect user to Segpay hosted checkout
// Segpay handles card data securely, returns payment confirmation via webhook
// Server-side: Handle Segpay webhook callback
// Segpay posts payment confirmation to our webhook endpoint
app.post('/webhooks/segpay', async (req, res) => {
const { transaction_id, status, amount } = req.body;
// Verify signature and process payment
});
```

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@ -446,7 +446,7 @@ CREATE TABLE user_purchases (
currency VARCHAR(3) NOT NULL,
-- Payment
payment_method VARCHAR(50), -- 'stripe', 'paypal', 'crypto', 'gift_card'
payment_method VARCHAR(50), -- 'segpay', 'crypto', 'gift_card'
payment_id VARCHAR(255), -- External payment processor ID
-- Status
@ -491,7 +491,7 @@ CREATE TABLE user_subscriptions (
current_period_end TIMESTAMPTZ NOT NULL,
next_billing_date TIMESTAMPTZ,
-- External subscription (Stripe, PayPal, etc.)
-- External subscription (Segpay, crypto gateway, etc.)
external_subscription_id VARCHAR(255),
-- Cancellation
@ -1000,7 +1000,7 @@ const result = await pool.query(
4. **Credit Deductions**: Use `SELECT FOR UPDATE` to prevent race conditions (see query above)
5. **PCI DSS Compliance**:
- Never store full credit card numbers, CVV, or unencrypted PANs
- Only store payment processor tokens (e.g., Stripe `pm_*` IDs)
- Only store payment processor tokens (e.g., Segpay transaction IDs)
- Encrypt `user_purchases` table at rest (PostgreSQL Transparent Data Encryption)
- Audit log all payment operations
6. **Audit Logging**: Log all sensitive operations (purchases, credit adjustments, subscription changes)

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@ -239,15 +239,15 @@ interface ForbiddenData {
// ONLY store:
interface AllowedData {
payment_method_id: string; // ✅ Stripe token (not real card)
payment_processor: 'stripe' | 'paypal';
payment_method_id: string; // ✅ Segpay token (not real card)
payment_processor: 'segpay' | 'crypto';
last_4_digits: string; // ✅ Safe for display
card_brand: 'visa' | 'mastercard';
}
```
**Required additions**:
1. Document PCI SAQ-A compliance (using Stripe = minimal requirements)
1. Document PCI SAQ-A compliance (using Segpay = minimal requirements)
2. Add audit logging table for all payment operations
3. Encrypt `user_purchases` table at rest (PostgreSQL TDE)
4. Never log payment_method_id in application logs

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@ -234,7 +234,7 @@ Content-Type: application/json
{
"product_id": "550e8400-e29b-41d4-a716-446655440000",
"payment_method": "stripe",
"payment_method": "segpay",
"payment_method_id": "pm_1234567890",
"quantity": 1,
"shipping_address": {
@ -250,7 +250,7 @@ Content-Type: application/json
**What happens**:
1. Idempotency check (prevent duplicate orders)
2. Inventory check (ensure stock available)
3. Charge payment method via Stripe
3. Charge payment method via Segpay
4. Deduct inventory (with row locking)
5. Create purchase record
6. Log inventory adjustment
@ -456,12 +456,12 @@ COMMIT;
---
### 4. PCI DSS Compliance
**Never store credit card data**. Use Stripe tokens only.
**Never store credit card data**. Use Segpay tokens only.
```typescript
// ✅ ALLOWED
interface AllowedData {
payment_method_id: string; // Stripe token (pm_...)
payment_method_id: string; // Segpay token
last_4_digits: string; // Safe for display
}
@ -483,7 +483,7 @@ interface ForbiddenData {
- [ ] Show inventory status (in stock, low stock, out of stock)
### Phase 2: Purchase Flow
- [ ] Implement Stripe payment collection (client-side)
- [ ] Implement Segpay payment collection (client-side)
- [ ] Call `POST /purchases` with idempotency key
- [ ] Handle insufficient inventory errors
- [ ] Collect shipping address